Apply for Credit Cards in Sri Lanka Enjoy Low Interest Rates Exclusive Offers Rewards & More - Peoples Bank
Explore the best credit card options with People’s Bank. Apply now for low interest rates, exclusive rewards, and flexible payment plans. Enjoy great deals, travel insurance, and more with People’s Bank VISA and MasterCard credit cards. Get your credit card today!
People’s Leasing CLASSIQUE VISA Infinite Credit CardApply NowMore Details
People’s Bank Mahamaya College – Kandy Affinity Card Apply NowMore Details Application English
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Card Dispute Resolution
Cardholders Monthly Statement - Sample
Credit Card Interest Calculation Method
Code of Conduct for Credit Card Operations
Credit Card Tariff Guide
General Terms & Conditions - English
General Terms & Conditions - Sinhala
General Terms & Conditions - Tamil
What is CRIB
People’s Bank Late Payment Fee Calculation
Dispute Resolution Procedure
Transaction Dispute Form
Credit Card Tariff Guide
| Transaction Value | Above LKR 25,000/- | Above LKR 100,000/- | Above LKR 500,000/- |
|---|---|---|---|
| Time Frame (Months) | 6M | 12M | 18M |
| Up front Handling Fee | 0.84% | 0.75% | 0.75% |
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The eligible transaction amount to be converted for ESP
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minimum transaction value is LKR 25,000/-
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maximum transaction value is LKR 1.5 Million.
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Transaction amount could be converted up to 100% of the Permanent Credit Limit.
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A transaction can only be converted to ESP facility within 30 days from the date of the transaction.
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Transactions must not be combined when converting to instalments.
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Only the full transaction value can be converted under the ESP facility.
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There is no limit for number of active ESP’s (excluding 0% plans) that can co-exist on a particular card account.
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This is only applicable for transactions processed via local merchants. (Merchant Country must be Sri Lanka & the Transaction currency must be LKR)
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Not applicable for Cash Advances, Gambling Payments & Payments made to Financial Institutes.
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All the other prevailing terms and conditions on converting a purchase transaction to an ESP will be applicable.
| Tenure (Months) | 6 M | 12 M | 18 M | 24 M |
|---|---|---|---|---|
| Upfront Handling Fee | 0.83% | 0.75% | 0.75% | 0.75% |
- Minimum Loan Value LKR 50,000/-
- Customers can take quick cash loans up to 70% of the available credit limit.
- The loan-on-card facility is only applicable for Platinum, Signature, World & Infinite credit cards in the bank.
- Customers can pay from 6 to 24 months
- An Upfront Handling Fee mentioned in the above table is applicable for loan-on-card facilities.
- No Cash advance fee will be charged
- The customer must send a Loan on Card request to [email protected] in order to start the loan process.
- The Card Centre will verify the customer request details before processing the facility
- Loan on Card facility amount will be issued by debiting the cardholder’s card account through a transfer of funds to a designated people’s bank Savings / Current account/ Cheque drawn in favor of the cardholder.
- The credit limit on the Cardholders account will be blocked by a value equal to the capital amount of the Loan On card facility and the applicable handling fee and will be released and be available for the cardholder upon as and when the monthly installments are billed and paid in the subsequent months.
- For More details Call 1961 / email: [email protected]
Travel Insurance Policy for People’s Bank Credit Card Holders
User Guide & FAQ
Conditions of Use
Credit Card Promotions Terms & Conditions
find the offer that best suits your needs.
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No.75, Sir Chittampalam A. Gardiner Mawatha, Colombo 2, Sri Lanka. - Telephone : +94 (0)11 2481481
- Call Center : 1961
- E-Mail : [email protected]
- SWIFT Code : PSBKLKLX
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Developed by Loops
Experience rich rewards and best in class benefits with People’s Bank Visa Gold / MasterCard Gold Credit card. The distinctive Gold Credit Card offers outstanding service, higher limits, and a prestigious range of dinning, shopping and lifestyle rewards. Credit Limit: Rs 100,000 – Rs. 199,000 Benefits & Features - Great Deals & Offers throughout the year
- Installment Payment Plans
- Balance Transfer facility
- Supplementary cards for your family members
- Multiple credit card bill repayment options through People’s Pay mobile banking App, Internet Banking, Cash Deposit Machines, Standing Order & Branch Network
- Interest-free credit period of up to 51 days for all your purchases
- Minimum payment of 5% of the outstanding balance
- SMS notification for every transaction made
- 3D secure service offers added security to your credit card when shopping online
- FREE e- statement Service
- FREE Missed Call Balance service via 0716490400
The Affinity Credit card offered to Mahamaya College Kandy OGA members can enjoy exclusive benefits while supporting your alma mater. 50% of your credit card annual fee will be donated to Mahamaya College Kandy OGA account. Benefits & Features - No Joining Fee
- 1st year Annual fee waived off.
- Great deals & offers throughout the year.
- FREEoverseas travel insurance cover.
- Installment payment plans.
- Interest free credit period of up to 51 days for all your purchases
- Minimum payment of 5% of the outstanding balance
- SMS notification for every transaction made
- 3D secure service offers added security to your credit card when shopping online.
- Free e statement service.
- Free missed call balance service vis 0716490400
People’s Visa Classic / MasterCard Classic Credit Card offers an array of features and benefits, allowing you to enjoy the life while saving your money and enhance your life experience. Credit limit Up to Rs. 99,000/- Benefits & Features - Great Deals & Offers throughout the year
- Installment Payment Plans
- Balance Transfer facility
- Supplementary cards for your family members
- Multiple credit card bill repayment options through People’s Pay mobile banking App, Internet Banking, Cash Deposit Machines, Standing Order & Branch Network
- Minimum payment of 5% of the outstanding balance
- SMS notification for every transaction made
- 3D secure service offers added security to your credit card when shopping online
- FREE e- statement Service
- FREE Missed Call Balance service via 0716490400
Discover a world of privileges with People’s Visa Platinum / MasterCard Platinum Credit cards and benefit from exclusive offers that save you money and enhance your life experience. As a People’s Platinum cardholder, you are automatically entitled to Overseas Travel Insurance package, hundreds of complimentary offers across the island & benefit from amazing discounts at Supermarkets, clothing, restaurants, hotels, and much more. Credit Limit: Rs 200,000 – Rs. 595,000 Benefits & Features - Free Joining Fee
- 1st year annual Fee waived-off
- Great Deals & Offers throughout the year
- Free Travel Insurance
- Installment Payment Plans
- Balance Transfer facility
- Supplementary cards for your family members
- Multiple credit card bill repayment options through People’s Pay mobile banking App, Internet Banking, Cash Deposit Machines, Standing Order & Branch Network
- Interest-free credit period of up to 51 days for all your purchases
- Minimum payment of 5% of the outstanding balance
- SMS notification for every transaction made
- 3D secure service offers added security to your credit card when shopping online
- FREE e- statement Service
- FREE Missed Call Balance service via 0716490400
Minimum Credit Limit: Rs. 600,000 Benefits & Features - Free Joining Fee
- 1st year annual Fee waived-off
- Great Deals & Offers throughout the year
- Free Travel Insurance
- Free Airport Lounge Key Access membership
- Instalment Payment Plans
- Balance Transfer facility
- Supplementary cards for your family members
- Multiple credit card bill repayment options through People’s Pay mobile banking App, Internet Banking, Cash Deposit Machines, Standing Order & Branch Network
- Interest-free credit period of up to 51 days for all your purchases
- Minimum payment of 5% of the outstanding balance
- SMS notification for every transaction made
- 3D secure service offers added security to your credit card when shopping online
- FREE e- statement Service
- FREE Missed Call Balance service via 0716490400
People’s Corporate Credit Card provides a robust business related expenses management tool for companies. The Corporate Credit Card enables companies to easily track and control expenses while providing real-time expense management. It is not just a Card, it is an all-access permit to the premier level of living, enhancing your corporate life to the next level. With People’s Corporate Credit Card, you enjoy convenience, efficiency and control in the palm of your hand. This Card is tailor made to put you in complete control of your company’s financial necessities. Benefits & Features - Free SMS alerts to every POS / ATM and Online transactions
- Free e-statement facility for a company designated email accounts
- Enjoy complete control over your Corporate expenses.
Visa Infinite Cards are offered through invitations only, Minimum Credit Limit: LKR 1.5 Mn Benefits & Features - Free Joining Fee
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1st year annual Fee waived-off
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Great Deals & Offers throughout the year
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Complimentary LoungeKey Access Membership
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As a People’s Bank Visa Infinite Cardholder, you are eligible for a complimentary membership of Lounge Key. to access over 1,000 airport lounges in more than 130 countries. With your Prestigious Credit card membership, you can conveniently access Wi-Fi, conference space, and a wide range of pre-flight snacks and beverages to select from.
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Two FREE Visits for Airport Lounges per calendar year.
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Any excess visit over the complimentary entitlement will be charged (USD 35 per visit per person)
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Please use the following link to visit LoungeKey Website for more details
www.loungekey.com/Peoplesbankelegance
- Unmatched Overseas Travel Insurance Cover up to USD 500,000/-
Cardholders are eligible when their Credit Card is used /charged for a minimum of Rs.100,000/- in the month of travel or in the month of prior travel.
- Exclusive VISA Infinite Concierge Services
- Enjoy 24/7 personalized assistance for travel planning, dinner reservations, sports, entertainment tickets, and more. Available 365 days a year from home or abroad. Concierge Service +94 (0) 11 2027106 [email protected]
How do I access Visa Concierge? Visit: Visa Concierge | Visa
- Instalment Payment Plans
- Supplementary cards for your family members
- Multiple credit card bill repayment options through People’s Pay mobile banking App, Internet Banking, Cash Deposit Machines, Standing Order & Branch Network
- Interest-free credit period of up to 51 days for all your purchases
- Minimum payment of 5% of the outstanding balance
- SMS notification for every transaction made
- 3D secure service offers added security to your credit card when shopping online
- FREE e- statement Service
- FREE Missed Call Balance service via 0716490400
Visa Infinite Cards are offered through invitations only, Minimum Credit Limit: LKR 1.0 Mn Benefits & Features - Free Joining Fee
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1st year annual Fee waived-off
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Great Deals & Offers throughout the year
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Complimentary LoungeKey Access Membership
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o As a CLASSIQUE Visa Infinite Cardholder, you are eligible for a complimentary membership of Lounge Key. to access over 1,000 airport lounges in more than 130 countries. With your Prestigious Credit card membership, you can conveniently access Wi-Fi, conference space, and a wide range of pre-flight snacks and beverages to select from.
-
Two FREE Visits for Airport Lounges per calendar year.
-
Any excess visit over the complimentary entitlement will be charged (USD 35 per visit per person)
-
Please use the following link to visit LoungeKey Website for more details
www.loungekey.com/Peoplesbankelegance
- Unmatched Overseas Travel Insurance Cover up to USD 500,000/-
Cardholders are eligible when their Credit Card is used /charged for a minimum of Rs.100,000/- in the month of travel or in the month of prior travel.
- Exclusive VISA Infinite Concierge Services
- Enjoy 24/7 personalized assistance for travel planning, dinner reservations, sports, entertainment tickets, and more. Available 365 days a year from home or abroad. Concierge Service +94 (0) 11 2027106 [email protected]
How do I access Visa Concierge? Visit: Visa Concierge | Visa
- Instalment Payment Plans
- Supplementary cards for your family members
- Multiple credit card bill repayment options through People’s Pay mobile banking App, Internet Banking, Cash Deposit Machines, Standing Order & Branch Network
- Interest-free credit period of up to 51 days for all your purchases
- Minimum payment of 5% of the outstanding balance
- SMS notification for every transaction made
- 3D secure service offers added security to your credit card when shopping online
- FREE e- statement Service
- FREE Missed Call Balance service via 0716490400
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