0% APR Car Finance Deals What is 0% Car Finance? Škoda UK
0% APR car finance deals on a wide range of Škoda cars. Spread the cost of your car payments over an extended period of time interest-free.
There are a few things to consider when deciding between a 0% APR and a standard APR offer.
0% APR offers can have restrictions to the finance parameters, such as the number of months you can finance across, the finance products or vehicles eligible, deposit amount required – or a combination of all of these.
If you have a particular monthly budget or small deposit for example, a standard APR offer might be more accommodating for your specific requirements, by allowing you to use a smaller deposit, or spread the cost over a longer term to lower your monthly payments.
• No Interest or additional fees.
• The amount you pay is the cost of your chosen vehicle only.
• Your monthly payments could be lower compared to a standard APR offer on identical finance parameters.
• Our credit rating criteria is the same for 0% APR Finance and standard APR finance.
• You might not be able to spread the cost over a longer period.
• May have minimum deposit requirements, unlike standard APR offers, which can be as little as one monthly payment.
• May only be offered on selected models.
• May only be offered on selected finance products i.e. Solutions PCP only.
• If any particular terms or restrictions do apply, this will be clearly listed in the finance offer terms and conditions.
The process of applying for finance with Škoda Financial Services is the same, regardless of the APR or finance product you choose.
Škoda Financial Services will review your credit history with credit reference agencies, then carry out an affordability check. Providing you meet the lending criteria, your finance application will be approved.
When your Škoda is ready, you’ll be contacted by your local Škoda Retailer to arrange collection.
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