Credit Card with No Annual Fee and No Joining Fee

Free Credit Card - ICICI Bank offers credit cards with no annual or joining fees. Get rewards, cashback, and exclusive discounts on every purchase with ICICI Bank. Lifetime Free Credit Card Online | ICICI BankCredit Card

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Copy ICICI Bank offers Credit Card with perks like zero Joining Fees and no yearly charges, making these Cards truly affordable. Known for its diverse range of products, ICICI Bank is a trusted option for individuals and businesses.

Enjoy rewards on spendings, access benefits and manage your finances effortlessly, all without the concern of hidden costs and the burden of fees. You can focus on the Card’s benefits rather than keeping track of fee payments.

Top No Annual Fee Credit Cards From ICICI Bank

1. ICICI Bank Platinum Chip Credit Card

This Card lets you earn 2 Reward Points for every Rs 100 spent, which can be exchanged for a variety of products. Additionally, it provides security through a chip technology ensuring safe transactions.

Advantages

Get rewards on your purchases. Enjoy the added security feature of a Chip Card. It is a great choice for those looking to earn rewards while spending.

2. ICICI Bank Instant Platinum Credit Card

Avail this Credit Card at any ICICI Bank Branch by pledging a Fixed Deposit. Earn 2 Reward Points for every Rs 100 spent and receive a 25% discount (up to Rs 100) on the purchase of 2 tickets via BookMyShow.

Advantages

Instant approval and access to rewards make this Card a convenient option. The movie ticket discount adds value to your experience.

3. Amazon Pay ICICI Bank Credit Card

Tailored for shopping enthusiasts, the Amazon Pay ICICI Bank Credit Card offers cashback for every purchase that can be redeemed on Amazon and with 100+ partner merchants. Now, shop while you save.

Advantages

Earn rewards on every transaction and use the rewards to shop on Amazon as well as with partner merchants. A great choice for shoppers aiming to maximise their savings.

Eligibility Requirements

Here is a guide to help you determine if you are eligible to apply for a Credit Card online

  1. Age Requirement: You need to be 21 years old to apply for an ICICI Bank Credit Card.
  2. Income Criteria: ICICI Bank mandates an income of Rs 2.5 lakh for Credit Card applicants. However, the eligibility may differ based on the Card and your financial status. Ensure to meet the income criteria before submitting your application.
  3. Citizenship Status: Indian citizens, residents and non-residents are eligible to apply for Credit Cards.

Documents Required

If you are taking a Credit Card against a Fixed Deposit, no documentation is required. However, the FD amount should be of Rs 50,000 or above. Here are some other common requirements you will need to meet.

Document Type Examples
Identification Proof Aadhaar Card, Passport, PAN Card
Address Proof Aadhaar Card, Utility Bill, Rental Agreement
Income Proof Salary Slips, Income Tax Returns, Bank Statements

Key Features and Benefits of No Annual Fee Credit Cards

  1. Cost Effectiveness Opting for a Credit Card with no Joining Fee can help you save and do not require you to make a yearly payment either. These Cards are budget friendly, especially if you have the habit of using Credit Cards occasionally.

  2. Accessibility By eliminating Joining Fees, these Cards become a popular customer choice. This inclusivity allows more individuals to reap the benefits of owning a Credit Card without incurring charges.

  3. Versatility The No Joining Fee feature adds to the freedom to use the Card when needed, whether for shopping, emergencies or to improve your credit history. These Cards can be used without the stress of fees.

Conclusion

It is a great decision to select a Credit Card from ICICI Bank that comes with no Annual Fee and no Joining Fee. These Credit Cards are free for life and offer rewards, cashback and exclusive benefits without any recurring charges.

Whether you require a Card for expenses, travel or special discounts, ICICI Bank’s No Annual Fee Credit Card options present a cost-effective solution to meet your financial requirements. Take the opportunity to explore these offerings today.

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The ForexChief app must be installed and the verification procedure completed. No-Deposit Bonus can only be taken inside the application by the client, and only after the verification is successfully completed. Inside the application, find the “Bonuses and Credits” section and choose the “No-Deposit Bonus” option.

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BoM Credit Card - Features Eligibility and Activation

8.35% P.AApply Now! 8.70% P.A*Apply Now! 9.30% P.AApply Now! 7.90% P.A*Know More 8.35% P.A*Know More Apply Now! Apply Now! Apply Now! Apply Now! Apply Now! Open Now! 8.35% P.AApply Now! 8.70% P.A*Apply Now! 9.30% P.AApply Now! 7.90% P.A*Know More 8.35% P.A*Know More Apply Now! Apply Now! Apply Now! Apply Now! Apply Now! Open Now! Lifetime free credit card. Other charges as per MITC Eligibility Criteria: Primary Card holder aged between 21 years to 65 years. Minimum age criteria for Add on card holder is 18 years. For more details, visit our nearest Branch or call 1800-233-4526 / 1800-102-2636 or write to us at [email protected] How to activate our Credit Card using Customer Self Care Module (CSCM) of Bank? The credit card will be delivered to you without physical PIN and in ‘Inactive’ status for security reasons ,to avoid any misuse of card. All customers are required to register themselves on the Customer Self Care web portal https://creditcard.bankofmaharashtra.in/ This is mandatory step to be done for activating the credit card, generating green PIN. The following channels will be inactive by default but has to be activated by customer: Electronic- Commerce (E-com) Near Field Communication (NFC- Tap and pay/Contactless payment) International Transactions View Demo video for Credit Card registration and Activation: Demo Video Card activation: Process flow Login card activation portal via web browser →New User Registration→ enter details → Continue→ enter OTP received on Mobile/email →Validate→ Type Passcode → Submit How to use Forget Password facility? Login on the self Service web portal https://creditcard.bankofmaharashtra.in/ → Forgot Password →Type User Id →continue → Enter OTP → Validate → Type New Passcode → Submit Whether EMI facility is available on Bank of Maharashtra Credit Card? Yes. The minimum transaction amount that can be converted into EMI is Rs. 2,500/-. Customers can repay EMI within the different tenures, i.e. 3/6/9/12/18/24 months. Note: Txn done for purchase of gold/jewellery is not allowed for conversion into EMI. Is there any Toll free number/ Grievance portal for resolving the customer’s issues? Yes, the Toll Free No. is 1800 233 4526/ 1800 102 2636 through which Card can be instantly blocked by the customer in case of any loos/theft/misuse of card. BoM Credit Card Bill Payment Most Important Terms and Condition of BoM Credit Card Most Important Terms and Condition of BoM Credit Card (Effective from 12.08.2024) Download application here (Link for downloading of application) Our Most Popular Products Savings Account Know MoreHome Loan Know MoreCar Loan Know MorePersonal Loan Know More Savings Account Know MoreHome Loan Know MoreCar Loan Know MorePersonal Loan Know More

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